However, navigating the regulatory landscape, particularly the National Credit Act (NCA) enforced
by the National Credit Regulator (NCR), has become increasingly complex. Any loan agreements
between employers and employees, especially those involving charges, fees, or interest, are
subject to scrutiny under the NCA. This often necessitates registration with both the NCR and the
Financial Sector Conduct Authority (FSCA), a cumbersome process for many employers.
We specialize in assuming the administration and risk associated with employer-employee loan
agreements, alleviating the burden from employers. Landoscore Pty Ltd is registered with the NCR
and FSCA. Our approach ensures compliance with NCA requirements and promotes responsible
financial management among employees, fostering financial wellness in the workplace.