Supporting you in empowering your employees with a responsible, risk-free, transparent, and well-managed solution.

 

We take care of 90% of the admin work.
You take on 0% of the stress.

We have noticed a growing challenge among employers regarding employees' requests for loans or advances. Many employees find themselves in financial straits, unable to secure credit from traditional sources due to creditworthiness issues or facing exorbitant rates from loan sharks.

NCA and Employer Loans

However, navigating the regulatory landscape, particularly the National Credit Act (NCA) enforced by the National Credit Regulator (NCR), has become increasingly complex. Any loan agreements between employers and employees, especially those involving charges, fees, or interest, are subject to scrutiny under the NCA. This often necessitates registration with both the NCR and the Financial Sector Conduct Authority (FSCA), a cumbersome process for many employers.

 

Landoscore: Simplifying Loan Compliance

We specialize in assuming the administration and risk associated with employer-employee loan agreements, alleviating the burden from employers. Landoscore Pty Ltd is registered with the NCR and FSCA. Our approach ensures compliance with NCA requirements and promotes responsible financial management among employees, fostering financial wellness in the workplace.

 

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